A home in Chesterfield, Missouri

Area guidesSt. Louis County

Chesterfield, MO Homes for Sale and Home Values

Chesterfield is a West St. Louis County city of about 32 square miles, incorporated in 1988, running from established subdivisions down to the levee-protected Chesterfield Valley on the Missouri River.

Median sale price

$600K

Sep 2026

Compared with last year

+6.1%

median price

Median days on market

14

was 10 a year ago

Homes sold in September

220

was 191 a year ago

The market right now

How fast Chesterfield homes are selling.

Steady14 days, median
SlowerFaster

Homes here are moving quickly, so your first week on the market matters most.

I'll show you the recent sales closest to your home and what you could walk away with, in writing.

Figures: Redfin, Sep 2026, retrieved October 27, 2026. Medians describe the whole market, not any one home. They are not a prediction.

Market snapshot

Chesterfield, MO home values: the numbers.

MeasureValue
Median sale price, Chesterfield (all home types)$599,714 (up 6.1% year over year)September 2026 · Redfin, September 2026
Median sale price per square foot$206 (up 10.2% year over year)3 months ending September 2026 · Redfin, September 2026
Median days on market14 days (10 a year earlier)September 2026 · Redfin, September 2026
Homes sold220 (191 a year earlier)September 2026 · Redfin, September 2026
Sale-to-list price100.9%; 43.3% sold above listSeptember 2026 · Redfin, September 2026
Homes with a price drop34.6%September 2026 · Redfin, September 2026
St. Louis City and County median$340,000 (+7.3%); 31 avg days; 2.8 months supplySeptember 2026 · St. Louis REALTORS, September 2026

Redfin figures retrieved October 27, 2026. Medians describe the whole market, not any one home, and they are not a prediction. For your street, ask me for the closed MLS sales closest to your home.

The homes

Homes and subdivisions in Chesterfield.

  • The 2020 Census counted 21,306 housing units in Chesterfield, on about 31.8 square miles of land. Mailing addresses use ZIP codes 63005 and 63017.

    Wikipedia, citing the 2020 Census
  • Most of the city is single-family subdivisions. During the 2020 comprehensive plan review, a council member put single-family homes at close to 76% of the city's housing.

    West Newsmagazine, Oct. 13, 2020
  • Newer apartments and mixed-use buildings are concentrated in Downtown Chesterfield, including Wildhorse Village, which blends office, retail and residential.

    West Newsmagazine, Oct. 13, 2020
  • The city grew out of older settlements including Bellefontaine, Lake, Gumbo, Monarch and Bonhomme, and was incorporated in 1988.

    Wikipedia
  • The Chesterfield Valley, more than 4,500 acres behind the Monarch-Chesterfield levee, is mostly commercial and recreational. Check the flood map status of any specific address.

    City website

Selling

Sell my house in Chesterfield: what it costs.

Here is the math in plain words. Say your Chesterfield home sells for $600,000 and you owe $300,000 on the mortgage. Start with $600,000 and subtract the $300,000 payoff. Then subtract the lines that vary: title and closing fees, prorated property taxes, any repairs or credits you agree to after the inspection, and the commission you negotiate.

Missouri has no real estate transfer tax, and Chesterfield does not require a re-occupancy permit when an existing home sells. Commissions are not set by law and are fully negotiable. You see every line on a net sheet, in writing, before you list. Run your own numbers.

  • Max Net Plan

    A traditional listing with ROI-focused prep, a written timeline and pricing built on homes that sold nearby.

  • Certainty First Plan

    Buy before you sell, backup cash offer options and set dates, so your next move is not waiting on a buyer.

  • Private Luxury Plan

    Discreet, high-end presentation with showings limited to qualified buyers.

Move with a plan, not pressure.

Buying

Buying one of the Chesterfield, MO homes for sale.

With 43.3% of September sales closing above list (Redfin), the critical path is preparation: a full lender pre-approval, an offer plan before you tour, and comps pulled for the exact subdivision.

Ask early for the subdivision indentures and any HOA or trustee documents, and for flood zone status on anything near the Valley. If you want a search set up for specific subdivisions or a price range, text me and I'll build it.

How I help buyersText me to set up a Chesterfield search

Before you buy or sell

Worth knowing in Chesterfield.

Rules change. Confirm with the city before you rely on them.

Inspection at sale

No re-occupancy permit on resale. The city states that existing residential homes do not require a re-occupancy permit when a house is sold to a new owner.

City website

02

For new construction, the City of Chesterfield generates the occupancy permit after final inspections by St. Louis County and the city.

City website

03

The Chesterfield Valley is protected from high water on the Missouri River by the Monarch-Chesterfield levee, with more than 4,500 acres of levee-protected area. Check the flood map status of any specific address.

City website

04

The Monarch Fire Protection District lists Chesterfield among the communities it serves.

Monarch Fire Protection District
Homes and streets in Chesterfield, Missouri

What it's built like, and how you get around.

Getting around

  • MoDOT's city map of Chesterfield shows Interstate 64, Route 141 and Route 340, and marks an airport in the Chesterfield Valley.

    MoDOT
  • Great Rivers Greenway directs visitors to take I-64 into the Chesterfield Valley to reach the Monarch Chesterfield Levee greenway.

    Great Rivers Greenway
  • The Missouri Greenway: Monarch Chesterfield Levee is 11.09 miles long, crosses the Missouri River on the Daniel Boone Bridge and gives access to the Katy Trail.

    Great Rivers Greenway

Parks and places.

01

Central Park

A 39-acre city park with a pool, an amphitheater, sculptures and the 1.24-mile Central Park Trail. Veterans Honor Park is located within it.

02

Chesterfield Valley Athletic Complex

A 176-acre complex with 19 ball diamonds, 14 multi-purpose fields, 6 sand volleyball courts and 6 pickleball courts.

03

River's Edge Park

A 188-acre passive park with a lake, the 1.6-mile River's Edge Park Trail, two boardwalks and a fishing dock.

04

Monarch-Chesterfield Levee Trail

An 11-mile trail through much of Chesterfield Valley's commercial, industrial and recreational areas. A bridge path completed in June 2016 connects to the Katy Trail in St. Charles County.

05

Eberwein Park

An 18-acre park with a 0.82-mile trail, a membership dog park, a community garden, a pond and a preserved early-1900s red barn.

06

Railroad Park

A 33-acre park with a mowed-grass trail of nearly one mile and an 18-hole disc golf course.

Schools

Public school districts serving Chesterfield.

District lines don't always follow city lines. Confirm the district for a specific address with the district itself. For school data, see the state's Missouri school report cards.

Questions about Chesterfield real estate.

Ask me a question

Official Chesterfield website

What ZIP codes are in Chesterfield, MO?

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Chesterfield addresses use 63005 and 63017. ZIP codes do not always follow city lines, so confirm the city for a specific address before you rely on it.

What are homes selling for in Chesterfield, MO?

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Redfin reported a $599,714 median sale price for Chesterfield in September 2026, up 6.1% from a year earlier, and $206 per square foot. Your subdivision and home can differ, so ask for the closed sales closest to you.

How fast are Chesterfield homes selling?

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The median was 14 days on market in September 2026, compared with 10 a year earlier, and 43.3% of homes sold above list price (Redfin).

Do I need an occupancy inspection to sell my house in Chesterfield?

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The city states that existing homes do not need a re-occupancy permit when sold to a new owner. Rules change, so confirm with the city before you list.

How much does it cost to sell a house in Chesterfield?

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Start with your price, subtract your payoff, then title and closing fees, prorated taxes, any repairs or credits, and the commission you negotiate. Missouri has no transfer tax. Commissions are not set by law and are fully negotiable. The net sheet calculator shows the math.

Is the Chesterfield Valley in a flood zone?

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The Valley sits behind the Monarch-Chesterfield levee. Flood map status is set address by address, so check the FEMA map for the specific home and get insurance quotes during the inspection period.

Which school districts serve Chesterfield?

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Chesterfield addresses are served by the Parkway School District and the Rockwood School District. District lines do not follow city lines, so confirm the district for a specific address.

Stephanie Muhlenfeld, St. Louis REALTOR with LPT Realty

Stephanie Muhlenfeld, PMP, REALTOR® with LPT RealtySt. Louis REALTOR®

I'm a St. Louis REALTOR® and certified Project Management Professional. I run every listing like a project: a written timeline, vetted vendors, a pricing plan built on homes that sold, and a status report every week. Buying or selling in Chesterfield, you'll see the numbers in writing before you decide anything.

(314) 597-7494 | LPT Realty, LLC (417) 813-1762

Stephanie Muhlenfeld, REALTOR® | The Clear Path Home | LPT Realty, LLC | (314) 597-7494 | LPT Realty (417) 813-1762 | Equal Housing Opportunity. Market figures are from the sources and dates shown and are not a guarantee of any result. Information deemed reliable but not guaranteed.

Thinking about Chesterfield?

Buying or selling, I'll show you the numbers in writing before you decide anything. No pressure, no obligation.

See my numbers

Or ask me a question, or call (314) 597-7494.