A home in St. Charles, Missouri

Area guidesSt. Charles County

St. Charles

St. Charles is a city on the Missouri River where Missouri's first state legislators met from 1821 until the Capitol in Jefferson City was finished in 1826.

Median sale price

$360K

3 months ending Aug 2026

Compared with last year

+2.8%

median price

Median days on market

9

was 7 a year ago

Homes sold in August

289

was 268 a year ago

The market right now

St. Charles home values and how fast homes sell.

Fast9 days, median
SlowerFaster

Homes here are moving quickly, so your first week on the market matters most.

I'll show you the recent sales closest to your home and what you could walk away with, in writing.

Figures: Redfin, 3 months ending Aug 2026, retrieved September 2026. Medians describe the whole market, not any one home. They are not a prediction.

Before you buy or sell

Worth knowing in St. Charles.

Rules change. Confirm with the city before you rely on them.

Inspection at sale

Rental dwelling units: city code makes it unlawful to occupy, rent or lease a rental unit until a health and safety occupancy certificate has been issued (Section 500.310). The Department of Community Development administers it and may inspect on any change in occupancy (Section 500.330).

City code

02

That rental program's definition of dwelling unit excludes any single-family house that is not rented or leased in whole or in part (Section 500.300). The article does not mention home sales.

City code

03

In the city's six local historic districts, exterior changes may need approval from the Historic Landmarks Preservation and Architectural Review Board (the Landmarks Board), requested with a Certificate of Appropriateness application to the Department of Community Development. Demolition, new construction and fences must be approved, some maintenance work is exempt, and the city's preservation staff at 636-949-3228 can confirm what applies to an address.

City website
Homes and streets in St. Charles, Missouri

What it's built like, and how you get around.

The homes

  • The Frenchtown Historic District, listed on the National Register in 1991, developed between about 1830 and 1940 and has 205 contributing buildings. It is roughly bounded by N. Fifth, Clark and French Streets and the Missouri River.

    Wikipedia
  • The Midtown Neighborhood Historic District, listed on the National Register in 2014, is predominantly residential, developed between about 1838 and 1959, and has 527 contributing buildings. Styles include Federal, Italianate, Queen Anne, Colonial Revival, Tudor Revival and Craftsman bungalow.

    Wikipedia
  • The historic district around the First State Capitol has shops and restaurants, many in 18th- and 19th-century buildings.

    Missouri State Parks

Getting around

  • Major routes in the city are Interstate 70, Missouri 370, Missouri 94 and Missouri 364.

    Wikipedia
  • The Blanchette Memorial Bridge carries 10 lanes of I-70 over the Missouri River between St. Charles County and St. Louis County.

    Wikipedia
  • The 370 Discovery Bridge crosses the Missouri River with a protected path for walking and biking that links to the Missouri Greenway: Earth City Levee.

    Great Rivers Greenway

Parks and places.

01

First Missouri State Capitol State Historic Site

The first state legislators met here starting June 4, 1821, on the second floor of two adjoining Federal-style brick buildings. The site has eleven restored rooms, guided tours and a free interpretive center.

02

Katy Trail State Park

A 240-mile trail between Clinton and Machens built on the former Missouri-Kansas-Texas Railroad corridor. The section between Cooper County and St. Charles County is an official segment of the Lewis and Clark National Historic Trail.

03

Frontier Park

A 16-acre park at 500 S. Riverside Drive next to Main Street, with a Katy Trail trailhead, the Katy Depot and the Jaycee Stage. It hosts Riverfest (Fourth of July), the Festival of the Little Hills and St. Charles Oktoberfest. Source is the tourism bureau site, not the city.

04

Boschert Greenway

A paved 5.4-mile greenway between New Town and Highway 370, passing Fox Hill Park. From Highway 370 a bike path along the Fifth Street Extension and Olive Street reaches the Katy Trail.

05

Fox Hill Park

A 25-acre park on the Boschert Greenway with two picnic shelters, a playground, restrooms and two interconnected lakes.

Schools

Public school districts serving St. Charles.

City of St. Charles School DistrictFrancis Howell School DistrictOrchard Farm School District

District lines don't always follow city lines. Confirm the district for a specific address with the district itself. For school data, see the state's Missouri school report cards.

What is the median home price in St. Charles, MO in 2026?

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The median sale price in St. Charles was $360K for the three months ending Aug 2026, up 2.8% from a year earlier. Homes sold in a median of 9 days. Source: Redfin MLS-based data, retrieved September 2026.

Which public school district serves St. Charles?

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St. Charles addresses are served by City of St. Charles School District, Francis Howell School District and Orchard Farm School District. District lines don't always follow city lines, so confirm the district for a specific address before you make an offer.

Is there an occupancy permit or inspection when a home sells in St. Charles?

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Rental dwelling units: city code makes it unlawful to occupy, rent or lease a rental unit until a health and safety occupancy certificate has been issued (Section 500.310). The Department of Community Development administers it and may inspect on any change in occupancy (Section 500.330). Rules change, so confirm with the city before you rely on this.

Thinking about St. Charles?

Buying or selling, I'll show you the numbers in writing before you decide anything. No pressure, no obligation.

See my numbers

Or ask me a question, or call (314) 597-7494.